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Resource Group Inc.
111 East 85th St. Suite 14C
New York, NY 10028
(212) 779-9300

Resource Group of N.J.
65 Mechanic St. Suite 203
Red Bank, NJ 07701
(732) 842-4800

 

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It's time to talk to
Resource Group!

Commercial Insurance

Employee Benefits

Homeowner's Insurance

Auto Insurance

Life & Health Insurance

401k & Pension Design

You will retire someday,
even if you can't afford to

While you're working long and hard to expand your business, shouldn't your money be working just as hard to provide you with a secure retirement? And what about your employees? You need to create a retirement plan that serves the needs of your entire company.

Types of Plans

Employee-sponsored retirement plans can be employer funded, funded by contributions from both employers and employees or entirely employee funded. They generally fall into two categories:

Qualified Plans

Qualified plans adhere to IRS regulations about eligibility, employer contributions, employee withdrawals, and withdrawal tax consequences. A company must also meet strict federal rules for nondiscrimination to ensure that the plan benefits almost all employees.

Non-Qualified Plans

Non-Qualified plans are plans which allow an employer to decide which employees receive retirement benefits and how much. They are much more flexible than qualified plans, since rules for contributions and nondiscrimination are not as strict, but they provide less immediate tax advantages. They may provide for retirement or deferred compensation benefits or supplemental benefits beyond those from the company's qualified plans.

Resource Group is committed to creating accessible and affordable retirement plans for small to mid-sized businesses. Let's discuss which retirement solution best suits you and your business's needs.

 

 

 

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Resource Group is one of New York and New Jersey's fastest-growing insurance brokerage firms. With over 25 years of experience, we provide a full range of insurance, discount products, and related financial services at competitive rates, and coverages that fit your needs.

We offer a free, no-obligation review of your current insurance portfolio. Please contact us for a free quote request.

At Resource Group, it is our goal to stand behind a promise to provide customer service that is second to none. If you have any questions, please don't hesitate to call or email us.