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Personal Financial Products & Services

Choosing the right partner.

We all have things we dream about - from short-term goals like buying a new home to long-term goals like a comfortable retirement.

There are many tools to help you meet your financial goals and choosing what you need can get complicated. But you don't have to do it alone. We at Resource Group can help you determine which options are right for you.

 

What are you saving for?

 

Retirement

How much will I need? What should I invest in? When I start drawing on my savings, how can I make my money last?

You will retire someday, even if you can't afford it.

The key to achieving an enjoyable retirement is preparation. Consider the issues, create a goal, then act - the sooner you set money aside the sooner it can start to grow. We at Resource Group can create solutions that will make the most of your financial potential during your working years, and use the best strategies to access your money afterwards.

 

Education

How much will I need? I keep hearing about 529 Plans. What are my investment options? How much can I rely on financial aid?

It doesn't take a PhD to save for education.

We understand the importance of a college education - it's the cost that many of us find mind-boggling. For example, over the past 15 years, college tuition costs at four year institutions have risen about 8% each year - double the rate of inflation.

Many savings vehicles exist that can help you maximize your savings. Consider the issues, then contact Resource Group to create a strategy and put it in motion.

 

Estate Conservation Strategies

How can I be sure my wishes are carried out? Isn't estate planning only for the wealthy? Can my estate plan incorporate my favorite charities?

The smart way to protect your legacy.

The good news - your estate is probably worth more than you think. The bad news? Without a strategy, your legacy can be greatly depleted by estate taxes, settlement costs, and other expenses you may not have expected. Resource Group will help coordinate the efforts of all your advisors - attorney, tax advisor, and trustees - to be sure your estate conservation strategy is fully integrated to help maximize benefits and minimize taxes.

 

Life and Disability Income Insurance

Your Human Life Value encompasses the financial contributions that you will make to your family if you live or do not become disabled. These contributions determine your family's current and future standard of living and what would be lost if you did die prematurely or become disabled. By purchasing an appropriate amount of protection, you can better insure the continuance of your family's current lifestyle.

 

Long-Term Care Insurance

Long-term care insurance policies help cover the costs of extended nursing home care. Some policies also cover assisted home care, adult daycare centers, and other community-based care facilities. Policies are flexible in design, letting you tailor the coverage to fit your financial needs and circumstances. Why not let Resource Group help you design the best strategy for your family?

 

Invitation to Inquire

Like most insurance policies and annuity contracts, Long term care insurance policies and contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in-force. We'll be glad to provide you with costs and complete details.

 

Resource Group is one of New York and New Jersey's fastest-growing insurance brokerage firms. With over 25 years of experience, we provide a full range of insurance, discount products, and related financial services at competitive rates, and coverages that fit your needs.

We offer a free, no-obligation review of your current insurance portfolio. Please contact us for a free quote request.

At Resource Group, it is our goal to stand behind a promise to provide customer service that is second to none. If you have any questions, please don't hesitate to call or email us.