Professional Liability Insurance
, also called Errors and Omissions insurance, helps to protect you if a client claims that your services or products caused them to suffer a financial loss. Once thought only to be needed by certain professions, in our litigious society it has become a need for many different organizations which provide a service or product of value to the public.
Cyber Liability Insurance
addresses the very real risk of the exposures an organization may face arising out of a data breach involving internet communications and computer network activities. A data breach, which is the release of sensitive, protected, private information which is in the care, custody or control of an organization, into the wrong hands, can be a devastating loss to the organization.
Today's business environment has many financial exposures that must be addressed. As court rulings are handed down and new risks are cropping up, you need to protect your business and your managers as best you can.
The following are among the various exposures that should be addressed by your insurance coverage:
- Fiduciary Liability - provides protection to retirement and employee welfare plan sponsors, administrators and trustees whose assets are personally vulnerable for damages set forth by ERISA.
- Employment Practices Liability - protects organizations against employee lawsuits involving such exposures as wrongful termination, sexual harassment, discrimination, wage violations, etc.
- Directors and Officers Liability - protects directors and officers of your company if they are involved in a lawsuit in conjunction with their duties as they relate to your company.
- Employee Dishonesty/Crime - protects employers against fraudulent acts of their employees, such as embezzlement and theft.
Important Note - The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting underwriting criteria. Not all features available in all areas.